Oil prices have dropped sharply, and that could become an important signal for mortgage-rate relief. But lower oil alone is not enough. The bond market is still watching inflation, the 10-year Treasury, and sticky services data before mortgage rates can make a meaningful move lower.
Published on 07/06/2026
If home prices have mostly flattened, why does buying a home still feel impossible? Because affordability is not based on the sale price alone. It is based on the monthly payment — and that payment has been crushed by higher mortgage rates, rising taxes, insurance costs, and buyers’ incomes not keeping up.
Published on 06/30/2026
A 2022–2026 housing forecast scorecard comparing the loudest crash predictions against the actual data.
Published on 06/29/2026
Homebuying tips FSBO
Published on 06/22/2026
Mortgage Approval checklist
Published on 06/11/2026
The Obama Presidential Center is promoted as a privately funded $850 million project, and technically, that’s true for the campus itself. But once you add in the 99-year public-land agreement, the nominal $10 deal, and taxpayer-funded infrastructure costs that could approach $200 million, the story gets a lot more complicated. This isn’t about whether Barack Obama is allowed to become wealthy or build a legacy project. It’s about whether the same standards applied to private developers, billionaires, and political opponents should also apply here.
Published on 06/09/2026
Why Housing Feels Broken: Prices Up, Rates High, Distress Still Low
Published on 06/04/2026
