Recent Articles

Every Excuse to Wait Since 2019: What Mortgage Rates and Home Prices Really Did

Since 2019 buyers have waited on rates, prices and a crash. See what mortgage rates and home prices actually did, and what waiting really cost.

Published on 10/02/2026

Why Mortgage Rates Just Hit 7.6% (It's Not Just the Fed)

Mortgage rates just hit 7.6% as the 10-year Treasury reached its highest since 2002. See the four forces pushing rates up and what it costs you.

Published on 10/01/2026

Property Tax Appeal: How to Check If You're Overpaying and Lower Your Bill

Property taxes raise your escrow payment even on a fixed-rate loan. See the signs you're overpaying, how an Illinois appeal works, and how Ownwell can file it.

Published on 09/30/2026

The Daily Rate Update — September 30, 2026:

Mortgage rates for September 30, 2026: where the 30-year fixed stands, what moved bonds today, and what it means for buyers and homeowners.

Published on 09/30/2026

Mortgage Rates Get GOOD NEWS: Could Your Payment Drop?

Jobs beat forecasts. GDP beat forecasts. Every main PCE inflation reading came in cooler than expected.

Published on 09/30/2026

Mortgage Rates Hit 7.5%: How Far Must Home Prices Fall to Make Waiting Worth It?

Mortgage rates were briefly 5.99% earlier this year. Now they have reached 7.5%. On a $408,800 home with 20% down, the price would need to fall about 14.3% to keep the same principal-and-interest payment. See the home-price and rate charts—and the number buyers should calculate before waiting for a crash.

Published on 09/29/2026

The Daily Rate Update — September 29, 2026: Rates Hit 7.5% Before Big Data

Bond yields are holding near 19-year highs.

Published on 09/29/2026

Mortgage Rates vs. Bond Yields: Why Is the Gap So Wide?

The 10-year Treasury yielded 5.17% in late September 2026, while the 30-year mortgage index stood at 7.43%. See how Treasury, municipal, corporate and mortgage bonds compare—and why the spread between bond yields and your mortgage rate matters.

Published on 09/28/2026

Veterans: Did You Know You Had These Benefits?

Discover VA loan benefits beyond zero down, including no monthly mortgage insurance, flexible credit guidelines, multi-unit properties, assumable loans and more.

Published on 09/28/2026