Iran-related attacks near the Strait of Hormuz sent oil prices higher and put mortgage rates back under pressure. But new ISM services data shows inflation may be cooling. Is today’s rate pressure temporary — or a warning sign that higher-for-longer is not over yet?
Published on 07/07/2026
Oil prices have dropped sharply, and that could become an important signal for mortgage-rate relief. But lower oil alone is not enough. The bond market is still watching inflation, the 10-year Treasury, and sticky services data before mortgage rates can make a meaningful move lower.
Published on 07/06/2026
If home prices have mostly flattened, why does buying a home still feel impossible? Because affordability is not based on the sale price alone. It is based on the monthly payment — and that payment has been crushed by higher mortgage rates, rising taxes, insurance costs, and buyers’ incomes not keeping up.
Published on 06/30/2026
A 2022–2026 housing forecast scorecard comparing the loudest crash predictions against the actual data.
Published on 06/29/2026
Homebuying tips FSBO
Published on 06/22/2026
Mortgage Approval checklist
Published on 06/11/2026
