Recent Articles

Mortgage Rates Hold Steady as Markets Eye Fed Cut — November 12, 2025 Closing Bell

Mortgage rates hovered in the mid-6% range today, with the 30-year fixed averaging around 6.25–6.30% and the 15-year near 5.66%. Softer Treasury yields and growing expectations for a December Federal Reserve rate cut helped keep borrowing costs stable. Dan Frio breaks down what’s driving the bond market, how it impacts homebuyers and homeowners, and what to watch next in his latest Closing Bell recap — plus, don’t miss his NewsNation interview on whether a proposed 50-year mortgage is good or bad news for buyers.

50-Year Mortgages? Here’s What You Need to Know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.

What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)

Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.

NYC Election — Real Estate Investor Cheat Sheet

NYC Election 2025: What’s Next for Real Estate Investors The New York mayoral election could reshape the city’s entire investment landscape. Zohran Mamdani’s progressive housing and tax proposals signal higher corporate rates and tighter rent controls, while Andrew Cuomo’s platform leans on public safety and a steady tax environment. This episode breaks down how each outcome could impact commercial, multifamily, and luxury housing markets — and where the smartest capital might flow next.

Mortgage Rates Jump 🔥 Despite Fed’s QT Pause — Here’s Why (Nov 3, 2025)

“Despite weaker manufacturing data, mortgage rates moved higher today — a sign that bond markets may be anticipating stronger inflation or tighter future policy, pushing Treasury yields and mortgage pricing up.”

Veterans Deserve Better: Exposing the Costly Truth Behind VA Refinance Tactics

Veterans earned their benefits—but too often, big lenders and servicers turn those same benefits into profit engines. From CFPB enforcement actions to BBB complaints and reports of high-pressure sales, today’s VA refinance market is showing cracks in transparency. This deep dive pulls real data and government reports to expose what’s happening behind the scenes—and how veterans can protect themselves from hidden fees, predatory tactics, and deceptive “no-cost” promises.

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

The Rate Update — Mortgage Rates for October 28, 2025

Mortgage rates steadied Tuesday as markets digested new housing data and awaited Case-Shiller’s latest home-price report. As of October 28, 2025, national averages show: 30-year fixed: 6.19% FHA: 6.11% VA: 5.73% USDA: 5.80% Jumbo: 6.39% With inflation cooling and Treasury yields dipping below 4.3%, borrowers are once again seeing sub-6% quotes for top-tier scenarios — a positive sign for late-year buyers and refinancers.

The Rate Update: Mortgage Rates Today — October 27, 2025 | Daily Market Snapshot

Today’s mortgage rate update for October 27, 2025. See where rates are headed, how the Fed and bond market are reacting, and what it means for your next home loan.

When Do Rates Get Back to the 4s?

When Do Rates Get Back to the 4s?

Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Markets Rally Explainer

The Rate Update — Markets Rally Explainer October 21, 2025

This Week in Rates: A Surprise Drop No One Can Explain

This Week in Rates: A Surprise Drop No One Can Explain

Why do we watch the 10-year Treasury when we’re trying to figure out what’s going on with mortgage rates?

Why do we watch the 10-year Treasury when we’re trying to figure out what’s going on with mortgage rates?

Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Bubble or Opportunity? Stock Talk Tuesday with Dan Frio

Bubble or Opportunity? Stock Talk Tuesday with Dan Frio

The Rate Update — October 14: Stocks Up, Bonds Down, What’s Next for Mortgage Rates?

The Rate Update — October 14: Stocks Up, Bonds Down, What’s Next for Mortgage Rates?