Top real estate influencers have been warning about a housing crash since 2022 — but the national collapse never showed up. In this deep dive, we look at how some of the loudest housing voices kept pushing crash predictions, affordability doom, unemployment fears, and market-collapse headlines while the actual data told a very different story. The question is simple: how did they get it this wrong, and why are they still saying it?
Published on 07/20/2026
Will the Fed change rates next week? See what the latest inflation, employment, and oil-price data could mean for mortgage rates and homebuyers.
Published on 07/20/2026
Learn the difference between hazard insurance and homeowners insurance, what lenders require, what each policy covers, and how understanding both helps prevent closing day surprises.
Published on 07/20/2026
Soft CPI sparked a morning rate rally — then an Iran/Hormuz oil spike, an IBM meltdown, and blowout bank earnings all hit in the same news cycle, clawing back the relief before lunch. Here's what actually moved rates today, and why the story isn't over yet.
Published on 07/14/2026
Iran-related attacks near the Strait of Hormuz sent oil prices higher and put mortgage rates back under pressure. But new ISM services data shows inflation may be cooling. Is today’s rate pressure temporary — or a warning sign that higher-for-longer is not over yet?
Published on 07/07/2026
Oil prices have dropped sharply, and that could become an important signal for mortgage-rate relief. But lower oil alone is not enough. The bond market is still watching inflation, the 10-year Treasury, and sticky services data before mortgage rates can make a meaningful move lower.
Published on 07/06/2026
If home prices have mostly flattened, why does buying a home still feel impossible? Because affordability is not based on the sale price alone. It is based on the monthly payment — and that payment has been crushed by higher mortgage rates, rising taxes, insurance costs, and buyers’ incomes not keeping up.
Published on 06/30/2026
A 2022–2026 housing forecast scorecard comparing the loudest crash predictions against the actual data.
Published on 06/29/2026