Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
What's Happening to Mortgage Rates Now & A Look Ahead
Published on 11/21/2025
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
FHFA is now exploring whether homeowners could soon transfer their low-rate mortgage to a buyer (assumable) or even take their existing rate with them to their next home (portable). These ideas aim to fix today’s lock-in problem and improve affordability, but they face major hurdles in the bond market, servicing rules, and lender economics. Here’s what these options mean, how they would work, and whether they could realistically become a reality.
Published on 11/18/2025
Get a true picture of your monthly mortgage payment before you buy. This calculator gives you the most accurate PITI estimate—principal, interest, taxes, and insurance—so you can shop with confidence.
Published on 11/17/2025
Mortgage rates hovered in the mid-6% range today, with the 30-year fixed averaging around 6.25–6.30% and the 15-year near 5.66%. Softer Treasury yields and growing expectations for a December Federal Reserve rate cut helped keep borrowing costs stable. Dan Frio breaks down what’s driving the bond market, how it impacts homebuyers and homeowners, and what to watch next in his latest Closing Bell recap — plus, don’t miss his NewsNation interview on whether a proposed 50-year mortgage is good or bad news for buyers.
Published on 11/12/2025
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
