Recent Articles

3 Reasons Home Affordability Is Improving This Fall

Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.

U.S. New-Home Sales & Prices — Client Brief SEPT 2025

U.S. New-Home Sales & Prices — Client Brief SEPT 2025

Mortgage Rate Forecast & Lock Guidance Updated September 24, 2025

Mortgage Rate Forecast & Lock Guidance Updated September 24, 2025

The Rate Update Weekly — Week of September 22, 2025

The Rate Update Weekly — Week of September 22, 2025

Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)

After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.

The Rate Update — Monday Mortgage Market Newsletter

This week’s Inflation Brief: PPI cooled, CPI held steady, and services costs remain sticky. See consensus vs The Rate Update forecasts, Cleveland Fed nowcast, ISM prices-paid, trucking rates, and retail margins—plus what it all means for mortgage rates.

Mortgage Rates Near 11 Month Lows—What’s Next With the Fed?

The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.

Why Mortgage Rates Move: What Every Homebuyer Should Know

Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.

Mortgage Rates Holding Steady… For Now

After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.