Understand the key differences between condos and townhouses and how ownership structure can affect mortgage financing in 2026.
Published on 09/08/2026
Jobs today. Inflation next Friday. The Federal Reserve five days later.
Published on 09/04/2026
Mortgage rates moved from 5.99% to 6.90%. Here is the payment difference on a median-priced home, the $39,345 hit to purchasing power, the refinance checkpoint at 3.99% and 8.20%, and what has to change before rates meaningfully retreat.
Published on 09/03/2026
The VA IRRRL needs no appraisal in most cases and no income documentation. Here is what it does require, and the two places veterans get taken advantage of.
Published on 09/03/2026
Zero down is real, but it comes from four specific paths. Here is which one you might qualify for and what each actually requires.
Published on 09/03/2026
The 20% rule is not a rule. Here is what you actually need down, and how down payment assistance can cover most or all of it.
Published on 09/03/2026
Short-term rental income qualifies on most 1 to 4 unit DSCR programs, but the documentation is the real gate. Here is what actually gets a short-term rental approved.
Published on 09/03/2026
Conventional financing stops at four units and commercial loans come with balloons. Here is how to get a true 30 year fixed on a 5 to 8 unit building.
Published on 09/03/2026
At five units, most lenders stop offering residential financing and send you to a commercial loan. Here is what changes, what it costs you, and the option most investors never hear about.
Published on 09/03/2026
