Recent Articles

Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Not Sure Which Home Loan Is Right for You? Start Here

Buying a home can feel overwhelming—especially with so many loan options available. Before you apply or start comparing rates, take a few minutes to understand which homebuying strategies actually fit your situation. This quick questionnaire provides clarity without applications, credit checks, or pressure.

How to Get the Lowest Mortgage Rate in 2026

How to Get the Lowest Mortgage Rate in 2026

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

2025 Housing Wrap-Up

2025 Housing Wrap-Up

US Housing Supply and Demand: 2025 and Beyond

US Housing Supply and Demand: 2025 and Beyond

The Mortgage Rate Story No One Is Talking About — And It Starts in Japan

Believe it or not, a rate decision in Japan can influence the mortgage rate you qualify for here at home. In this video, I explain how global money flows work, why investors may start pulling money out of U.S. bonds, and what that could mean for homeowners and homebuyers moving forward.

What Is a First-Lien HELOC? How a First-Position Home Equity Loan Works

A first-lien HELOC replaces your mortgage with a flexible line of credit. This quick breakdown explains the guidelines, equity requirements, and why some homeowners are choosing this option instead of refinancing.

Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.