Recent Articles

How to Get the Lowest Mortgage Rate in 2026

How to Get the Lowest Mortgage Rate in 2026

Published on 01/02/2026

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Published on 12/30/2025

2025 Housing Wrap-Up

2025 Housing Wrap-Up

Published on 12/29/2025

US Housing Supply and Demand: 2025 and Beyond

US Housing Supply and Demand: 2025 and Beyond

Published on 12/19/2025

The Mortgage Rate Story No One Is Talking About — And It Starts in Japan

Believe it or not, a rate decision in Japan can influence the mortgage rate you qualify for here at home. In this video, I explain how global money flows work, why investors may start pulling money out of U.S. bonds, and what that could mean for homeowners and homebuyers moving forward.

Published on 12/19/2025

What Is a First-Lien HELOC? How a First-Position Home Equity Loan Works

A first-lien HELOC replaces your mortgage with a flexible line of credit. This quick breakdown explains the guidelines, equity requirements, and why some homeowners are choosing this option instead of refinancing.

Published on 12/18/2025

Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Published on 12/18/2025

My 2026 Housing Forecast: Why Homes Still Feel Unaffordable

Prices are flat. Rates are lower. Affordability is still broken. Here’s my 2026 housing forecast, breaking down prices, taxes, insurance, and the markets that actually make sense heading into next year.

Published on 12/16/2025

Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Published on 12/10/2025