Recent Articles

Mortgage Rates Get CPI Relief—but Will It Last?

Mortgage rates received some welcome relief after today’s Consumer Price Index report—but this is not an “all clear” signal.

Published on 09/11/2026

Mortgage Rates Hit 6.97% | Lock Before CPI?

Oil moved above $100 a barrel, the 10-year Treasury yield broke above 4.9%, and mortgage pricing worsened across every major loan program this morning.

Published on 09/10/2026

This Week's Inflation Reports Could Decide the Fed — and Mortgage Rates

Our September 2026 forecast for CPI, core CPI, PPI and core PPI — and the most likely Federal Reserve decision next week.

Published on 09/09/2026

Is It a Condo or a Townhouse?

Understand the key differences between condos and townhouses and how ownership structure can affect mortgage financing in 2026.

Published on 09/08/2026

Mortgage Rates Just Got BAD NEWS: 162,000 Jobs Revive a Fed Rate Hike

Jobs today. Inflation next Friday. The Federal Reserve five days later.

Published on 09/04/2026

From 5.99% to 6.90%: What Higher Mortgage Rates Cost Homebuyers

Mortgage rates moved from 5.99% to 6.90%. Here is the payment difference on a median-priced home, the $39,345 hit to purchasing power, the refinance checkpoint at 3.99% and 8.20%, and what has to change before rates meaningfully retreat.

Published on 09/03/2026

VA IRRRL Requirements: What the Streamline Actually Takes

The VA IRRRL needs no appraisal in most cases and no income documentation. Here is what it does require, and the two places veterans get taken advantage of.

Published on 09/03/2026

Can You Buy a House With No Money Down in 2026?

Zero down is real, but it comes from four specific paths. Here is which one you might qualify for and what each actually requires.

Published on 09/03/2026

How Much Down Payment Do You Actually Need to Buy a House?

The 20% rule is not a rule. Here is what you actually need down, and how down payment assistance can cover most or all of it.

Published on 09/03/2026