What It Means for Mortgage Rates
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
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On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
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On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Shutdown Shake-Up: Should You BUY, SELL, or HOLD Stocks, Bonds & Real Estate?
Considering a refinance? Learn how to lower your payment, shorten your term, or access cash—plus how to calculate if it's the right move for you. 20+ years of mortgage expertise distilled into one actionable guide.
The odds of a government shutdown are climbing fast — now at 70% according to prediction markets. But the bigger question for homeowners and buyers is: could this chaos send mortgage rates soaring to 7%? In this video, I’ll break down the warning signs, what history tells us about shutdowns and interest rates, and what you should watch for in the days ahead if you’re thinking about locking in a mortgage.
📉 Mortgage rates are stuck in the mid-6% range — will they drop or stay put? In this week’s update, I break down the Fed’s signals, key economic data, and whether you should lock or float your rate now.
