📬 This Week’s TRU | The Rate Update (Week of Sept 29, 2025) Mortgage rates held steady last week, but the outlook hinges on upcoming jobs data and inflation trends. August’s PCE inflation report (Headline +2.7%, Core +2.9%) reinforced the Fed’s cautious stance. Now, all eyes turn to JOLTS, ADP, and Friday’s Nonfarm Payrolls. 🔎 Inside this issue: • Mortgage Rate Update — live dashboards & analysis • Inflation Watch (PCE) — what it means for the Fed and rates • Special Section — Government shutdown risk and its impact on closings & mortgage spreads • Featured Video — Watch this week’s market update • TRU Forecast — should you Lock or Float this week? 💡 Tip: If you’re closing within 30 days, locking is the safer play given payroll volatility and shutdown risks. Longer horizons may benefit from cautious floating.
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
U.S. New-Home Sales & Prices — Client Brief SEPT 2025
Mortgage Rate Forecast & Lock Guidance Updated September 24, 2025
The Rate Update Weekly — Week of September 22, 2025
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
This week’s Inflation Brief: PPI cooled, CPI held steady, and services costs remain sticky. See consensus vs The Rate Update forecasts, Cleveland Fed nowcast, ISM prices-paid, trucking rates, and retail margins—plus what it all means for mortgage rates.
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Mortgage rates are holding near 10-month lows—but don’t assume they’ll stay there. Learn why rates move, what drives them, and what smart buyers and homeowners should do next.
After Powell's Jackson Hole speech, mortgage rates hit their lowest levels since Oct 2024. But don’t get too comfortable—more movement could be coming after Friday’s inflation data and next week's jobs report.
Mortgage rates stayed mostly flat this week, holding near 10-month lows. Here’s what happened from August 18–20 and why upcoming economic data could shake things up.
Mortgage rates are holding near 10-month lows after early August’s jobs report and mixed inflation data. Here’s what homebuyers and homeowners need to know.
Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.
Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
