2025 Housing Wrap-Up

2025 Housing Wrap-Up

2025 Year‑End Market Wrap

Comparing key asset prices and markets: December 26, 2024 vs December 26, 2025 (est.)

Data PointDec 26, 2024Dec 26, 2025% Change (2025 vs 2024)
Median U.S. Existing‑Home Price$404,400$416,750+3.1%
30‑Year Fixed Mortgage Rate7.12%6.20%−12.9%
10‑Year U.S. Treasury Yield4.58%4.14%−9.6%
S&P 500 Index6,037.596,929.94+14.8%
Dow Jones Industrial Average43,325.8048,710.97+12.4%
NASDAQ Composite20,020.3623,593.10+17.8%
Bitcoin (BTC‑USD)$95,795.52$87,280.65−8.9%
Spot Gold (per ounce)$2,633.51$4,532.18+72.2%
Home price context: Dec 2024 median new‑home price = $427,000; Dec 2024 average new‑home price = $513,600. Dec 2025 median existing‑home price based on 2%–4.1% YoY forecast. Gold prices based on spot oz historical data.

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