Lower your payment, tap your equity or pay your home off faster. Pick your question and get a straight answer.
It makes sense when the savings pay back your closing costs before you plan to move or refinance again. Run your break-even in two minutes.
Should I refinance? Free break-even calculator →
No-closing-cost refinance →
Rates change daily. Compare refinance rates across 30+ lenders with one application and one credit pull.
Streamline refinances can lower your payment with less paperwork.
FHA refinance calculator →
FHA streamline calculator →
VA IRRRL refinance →
Set a target rate and get an alert when it is reached. Free, no credit pull.
If your current rate is low, a HELOC or home equity loan lets you keep it. A cash-out refinance replaces your whole mortgage.
The 5-Day HELOC lets you tap your equity while keeping your current mortgage.
The Wealth Builder Program puts your paycheck to work against your balance.
A reverse mortgage can remove your monthly mortgage payment while you stay in your home.
Put your Loan Estimate to the TRU Test. We compare it against 30+ lenders on rate and fees.
Insurance is one of the fastest-rising parts of a house payment. Review your coverage and cost.
Not all borrowers will qualify. Programs, rates and terms vary by lender and are subject to underwriting approval. Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781. Equal Housing Lender.
