Join the Rate Ready Club and know when to lock, when to float, and what the housing market means for you. Daily rates, weekly market updates and live Q&As with Dan Frio.
Launch Special: $9.99$4.99/month
Join during the launch and keep $4.99 for as long as you stay a member. The regular price will be $9.99.
Every weekday: what mortgage rates did, why they moved, and what it means for your payment.
LOCK, FLOAT or WATCH alerts when the market turns, plus breaking mortgage news as it happens.
A members-only video every week on rates, home prices and the Chicago-area housing market.
A monthly live for Realtors: the market, what to tell buyers, and open Q&A. First session November 10.
A monthly live for home buyers and homeowners. Bring your questions about rates, refinancing and buying. First session November 19.
Full access to the TRU mortgage calculators, plus a 6-Month Financial Checkup for members.
Mortgage rates reprice every day, sometimes more than once. On a $400,000 loan, a move of just one-eighth of a percent changes the monthly principal and interest by roughly $30 to $35. Over a 30-year loan, that adds up. Rate Ready Club members get the daily read and the alerts so they can have the lock conversation with their lender at the right time.
Home buyers who are shopping or under contract, homeowners watching for a refinance opportunity, and Realtors who want clear talking points to keep their buyers calm and their deals on track.
Rate Ready Club — Launch Special
$9.99/month
Join during the launch and lock in $4.99 for as long as your membership stays active. Cancel anytime through YouTube.
Lock In $4.99 NowThe Rate Ready Club is The Rate Update's YouTube channel membership. For $4.99 a month, members get a daily Mortgage Rates Today blog, Rate LOCK and breaking mortgage news alerts, a weekly members-only Housing Market Update video, and two monthly live events with Dan Frio.
When mortgage rates make a meaningful move, or a big report like inflation or jobs data is coming, members get a LOCK, FLOAT or WATCH alert in the members-only feed on YouTube. Turn on channel notifications so you see each one.
No. The Rate Ready Club is general market education and commentary. It is not a rate quote, a commitment to lend, or personalized financial advice. For a quote on your own loan, contact The Rate Update separately.
The monthly Real Estate Roundtable is built for Realtors. The monthly First-Time Home Buyer Live Q&A is for home buyers and homeowners. Members can join both.
The $4.99 launch price stays locked in for as long as your membership remains active. When the launch special ends, the price for new members will be $9.99 a month. If you cancel and rejoin after that, the current price applies.
Click Join on The Rate Update YouTube channel and choose the Rate Ready Club. You can cancel anytime from your YouTube purchases and memberships settings.
Educational content only — not a rate quote, commitment to lend, or personalized financial advice. Rates, terms and eligibility vary by borrower and lender. Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781 | 524 Main St, Hazard, KY 41701. Mortgage products are originated by PBT Bancorp, NMLS #257781.
