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Usually less than you think. Many conventional programs start at 3% down and FHA at 3.5%. VA and USDA loans can be 0% down for buyers who qualify.
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Yes. Down payment assistance comes as grants or as forgivable or repayable second mortgages, often 3.5% to 5% of the price. Many programs do not require you to be a first-time buyer.
It depends on the loan. Many programs start around 620, and some FHA options go lower. Your score also sets your rate, so check it before you shop.
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Apply once, we pull credit once, and your file is compared across 30+ lenders. You get a pre-approval letter you can hand to your agent.
Conventional, FHA, VA, USDA and jumbo loans each fit a different buyer. Compare them side by side.
Bank statement loans qualify you on your deposits instead of your tax returns.
Not always. Buy Before You Sell can unlock your equity so you can make a non-contingent offer.
Renovation loans let you finance eligible repairs together with the purchase.
Put it to the TRU Test. We compare your offer against 30+ lenders on rate and fees.
We can match you with an agent in your area from our Realtor Referral Network, so your agent and your lender work as one team.
Not all borrowers will qualify. Programs, rates and terms vary by lender and are subject to underwriting approval. Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781. Equal Housing Lender.