From your first rental to a portfolio, there are loan programs most investors never hear about. Find yours below.
Yes. A DSCR loan qualifies the property on its lease income, not your personal income.
DSCR loans, 1-8 units →
1-4 unit DSCR program finder →
DSCR calculator: rent needed to qualify →
Most lenders stop at 4 units. Our DSCR programs go up to 8 units and some mixed-use buildings.
A DSCR cash-out refinance can fund your next purchase.
Buildings over 8 units and multi-property portfolios are structured differently. Book a call and I will walk you through your options.
Bank statement loans use 12 or 24 months of deposits instead of tax returns.
A CDFI program can qualify you with no tax returns, pay stubs or debt-to-income ratio.
See the investor loan options side by side.
How to finance distressed properties, investor edition.
The Wealth Builder Program works for investors too.
Not all borrowers will qualify. Programs, rates and terms vary by lender and are subject to underwriting approval. Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781. Equal Housing Lender.
