How I Get You the Lowest Total Cost — In Real Time

The Rate Update

LIVE • Wednesday 7:00 PM CT

Weekly LIVE

How I Get You the Lowest Total Cost — In Real Time

I price your loan across 30+ approved lenders using my “1 Application. 1 Credit Pull.” workflow. We compare rate, APR, and itemized lender fees side-by-side. You’ll see the whole process live.

1 App1 Credit Pull30+ Lenders

Start Your Application Join Free Rate Watch Subscribe on YouTube

On‑Screen “Rate Board” (demo view)

Lender ARate 6.375%
APR 6.51%
Low Fees

Lender BRate 6.25%
APR 6.60%
Higher Points

Lender CRate 6.50%
APR 6.49%
Credit @ Close

Lender DRate 6.625%
APR 6.58%
Fast Close

Illustrative sample only. Your pricing may vary.

What You'll See Tonight

End‑to‑end pricing workflow (Conventional, FHA, VA, Jumbo)
How points, 2‑1 buydowns, and lender credits change costs
When I lock vs float—my real‑time decision framework
Live Q&A: bring your scenario (purchase, refi, investor, VA/FHA)

Quick Links

💼 Website: therateupdate.com

📝 Apply: therateupdate.com/apply

📊 Rate Watch: therateupdate.com/rate-watch

📺 YouTube: @TheRateUpdate

🐦 X/Twitter: @DanFrio

📷 Instagram: @TheRateUpdate

🎙️ Podcast: therateupdate.com/podcast

📬 Contact: therateupdate.com/contact

Run of Show (45–60 min)

0:00–2:00 Intro + slogan + why total cost wins
2:00–6:00 Who I help (buyers, homeowners, investors)
6:00–10:00 Inputs that drive pricing (FICO, LTV, term, product)
10:00–25:00 Live Demo #1 — purchase scenario
25:00–35:00 Live Demo #2 — refi / 2‑1 buydown / cash‑out
35:00–45:00 Viewer Q&A
45:00–50:00 Lock vs Float framework
50:00–End Recap + CTAs + next week

Chat Prompts

“Post: Purchase/Refi | State | Credit | Down % | Goal (payment/cash/fast payoff)”
“Type LOCK if you’d lock tonight; FLOAT if you’d wait.”
“Want me to price your exact scenario live? Type PRICE ME.”

Let us help you!

Our representative will be in touch with you.