NEW: RENT OR OWN?
Paying big-city rent? Compare it with the full monthly payment on a suburban home near commuter rail, including property tax, insurance, HOA and PMI. Chicago, Los Angeles, Denver and Austin examples included.
Try the Rent vs. Buy Calculator →Every free tool on The Rate Update in one place. No application and no credit pull to use any of them.
Put your Loan Estimate to the TRU Test: rate, lender fees and closing costs compared across 30+ lenders.
Check my offer →Send your Loan Estimate and get a plain-English verdict from Dan within one business day.
Get a free review →Minimum scores by loan type: conventional, FHA, VA and USDA.
See the minimums →How much rent your investment property needs to qualify.
Find my rent target →Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
